Liability Insurance

  • Evaluate coverage under all types of general liability policies with particular emphasis upon claims for property damage and bodily injury, as well as advertising injury and personal injury offenses;
  • Evaluate and advocate insurer’s coverage position during settlement negotiation in claims against policyholders;
  • Evaluate policyholder liability and perform damage assessment;
  • Monitor underlying litigation on behalf of primary and excess layer insurers. Prepare strategies for minimizing loss in high exposure claims;
  • Pursue and defend additional insured rights. Implement allocation of loss among multiple insurers. Address and resolve inter-insurer disputes in handling underlying claims against mutual insureds; and
  • Monitor underlying litigation on behalf of excess insurers.


Commercial General Liability

SW litigates insurance coverage and bad faith cases involving commercial operations on behalf of insurers providing every level of insurance coverage from primary through high-level excess and umbrella coverages. SW’s attorneys understand the complex legal obligations created by GCL contracts’ insuring terms, conditions, exclusions and endorsements. Our wide range of experience in CGL coverage analysis […]

Directors & Officers Liability

SW handles claims and lawsuits under Directors & Officers (D&O) policies providing liability coverage to both profit and non-profit organizations. Our attorneys assess defense and indemnity obligations to officers and directors from alleged wrongful acts performed in their capacity as officer or director. D&O policies can vary considerably from one insurer to another, and often […]

Errors & Omissions Liability

SW attorneys routinely handle Professional Malpractice claims under manuscript and standard form Errors and Omissions (E&O) policies against lawyers, accountants, medical professionals, engineers, architects, brokers, third party administrators, and agents. SWH attorneys approach E&O claims with a unique understanding of the nature of the professional insured and coverages under both manuscript and standard form, claims […]

Cargo Liability

SWH counsels insurers on cargo liability matters and coverage issues arising under air, marine and motor truck cargo liability coverage forms and policies. We have expertise in complicated claims under state and federal law involving common, contract, and private carriers, intrastate and interstate cargo transit issues, cargo loading and unloading, and damage to cargo in […]

Marine Liability

Marine Liability policies include a range of coverages from protection and indemnity for vessels to Marine Terminal Operator’s Liability for those operating the marine terminals and everything in between. Our insurance lawyers have experience with a wide variety of marine liability coverage forms, including Comprehensive Marine Liability, Tower’s Liability, Terminal Operator’s Liability, Stevedore’s Liability, Ship […]

Primary, Excess & Umbrella

Primary, Excess and Umbrella policies provide coverage beyond the limits of primary liability policies or drop down to provide specific coverages not afforded by the underlying primary liability policy. These policies can incorporate the same terms (follow form) as the coverage provided by the primary policy, but issues involving coverage gaps, application of self-insured retention […]