SW represent North American, Bermuda and London Market insurers on all issues of policy interpretation and in defense of bad faith suits involving manuscript and standard form ISO contracts, including multi-insurer and multi-layer insurance programs.

We provide coverage analysis under standard form and manuscript property and casualty policies, general liability, commercial property, boiler and machinery, professional liability, errors and omissions, fidelity, excess, surplus lines, and personal lines policies.

Our expertise includes the following areas:

Liability Insurance

Evaluate coverage under all types of general liability policies with particular emphasis upon claims for property damage and bodily injury, as well as advertising injury and personal injury offenses; Evaluate and advocate insurer’s coverage position during settlement negotiation in claims against policyholders; Evaluate policyholder liability and perform damage assessment; Monitor underlying litigation on behalf of […]

Property Insurance

Claim investigation strategies for catastrophe and program losses: earthquake, flood, firestorm, theft, arson, business interruption, fraud, contamination, builders’ risk, fidelity boiler and machinery; and Examinations under oath, investigation of suspicious claims, and coordination with insurers’ Special Investigation Units Errors & Omissions Insurance.  

Insurance & Bad Faith Litigation

Due to the complexities of insurance coverage law, meritorious coverage disputes arise between insurers and insureds, and between insurers with overlapping coverages, in first party and third-party insurance coverage matters. Claims for breach of the covenant of good faith and fair dealing enable policyholders to recover tort damages that exceed the policy limits or the […]

Alternative Dispute Resolution

SWH works closely with its clients to efficiently resolve insurance coverage disputes outside of the courtroom through early negotiation, arbitration, mediation, and appraisal. SWH attorneys are skilled at creating customized, creative legal solutions that preserve business relationships and effectively resolve disputes.

Expert Testimony

Our principals are frequently engaged either to testify as expert witnesses or to act as expert consultants on the reasonableness of claim decisions and coverage, and standards in the insurance industry.  We are also retained to testify about attorney fees.  SWH has specialized expertise in North American, UK and Bermuda market issued primary, umbrella, excess […]